Updated to 10 October 2025 (Act No. 10 of 2025 and S.I. No. 474 of 2025)
All effects below are reflected in the most recent Revised Act.
Credit Guarantee Act 2012
No. 26 of 2012
Contents
Commencement
| Section | Commencement/Effective Date Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Information |
|---|---|---|
| Whole Act | 30 August 2012 | Credit Guarantee Act 2012 (Commencement) Order 2012 (S.I. No. 382 of 2012), art. 2 |
Amendments and other effects
| How Affected | Affecting Provision | Affecting Provision Commencement/Effective Date
Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Source |
|---|---|---|---|
| Act included in collectively cited Credit Guarantee Acts | Credit Guarantee (Amendment) Act 2020 (5/2020), s. 7(2) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| Credit Guarantee (Amendment) Act 2016 (1/2016), s. 1(3) | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 | |
| S. 1 amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 2, 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 2, 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 | |
| Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 3, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 | |
| S. 2 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 4, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 3(1) amended | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 3(a), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 3(1A) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 3, 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| S. 3(1A) inserted | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 3(b), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4 application restricted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 12 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 4 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 5, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S.4(1) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 4(a), 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(a), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 | |
| S.4(2) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 4(b), 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(b), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 | |
| S. 4(3) amended | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(c), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4(4) amended | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(d), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4(4A) inserted | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 4(e), 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4(4A)(a) amended | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 4(c), 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| S. 4A inserted | Credit Guarantee (Amendment) Act 2020 (5/2020), ss. 5, 7(3) | 11 August 2020 | Credit Guarantee (Amendment) Act 2020 (Commencement) Order 2020 (S.I. No. 303 of 2020), art. 2 |
| S. 4A(2) amended | Social Welfare Act 2021 (44/2021), ss. 1(4), 24 | 1 January 2022 | Social Welfare Act 2021 (Section 24) (Commencement) Order 2021 (S.I. No. 750 of 2021), art. 2 |
| S. 4B inserted | Credit Guarantee (Amendment) Act 2022 (38/2022), ss. 5, 8(3) | 8 December 2022 | Credit Guarantee (Amendment) Act 2022 (Commencement) Order 2022 (S.I. No. 642 of 2022), art. 2 |
| S. 5(2)(a) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(i), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(b) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(ii), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(c) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(iii), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(d) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(iv), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(e) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(v), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(f) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(vi), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(2)(h) amended | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(a)(vii), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(3) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(b), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(4) substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(c), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 5(5) inserted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 6(d), 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 8 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 7, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
| S. 9 substituted | Credit Guarantee (Amendment) Act 2016 (1/2016), ss. 1(2), 8, 9 | 1 October 2016 | Credit Guarantee (Amendment) Act 2016 (Commencement) Order 2016 (S.I. No. 504 of 2016), art. 2 |
SIs made under the Act
| Section | SIs made under the Act |
|---|---|
| S. 4A(1)(a)(ii) | Credit Guarantee Act 2012 (Extension of Guarantee Date) Order 2021 (S.I. No. 751 of 2021) |
| S. 5 | Ukraine Credit Guarantee Scheme 2022 (S.I. No. 641 of 2022) |
| Covid-19 Credit Guarantee Scheme 2020 (S.I. No. 325 of 2020) | |
| Credit Guarantee Scheme 2017 (S.I. No. 70 of 2017) | |
| Credit Guarantee Scheme 2015 (S.I. No. 48 of 2015) | |
| Credit Guarantee Scheme 2012 (S.I. No. 360 of 2012) |