All effects below are reflected in the most recent Revised Act.

Contents

• Commencement
• Amendments and other effects
• SIs made under the Act

Commencement

Section	Commencement Date	Commencement Information
Ss. 1 - 3	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(a)
S. 4	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(a)
S. 5	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(a)
S. 6	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(a)
S. 7	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(a)
S. 8	1 January 2016	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2015 (S.I. No. 584 of 2015), art. 2(a)
S. 9	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(a)
S. 10 - 13	1 January 2016	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2015 (S.I. No. 584 of 2015), art. 2(a)
S. 14	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(a)
S. 15(1)	3 March 2014	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2014 (S.I. No. 99 of 2014), art. (a)
S. 15(2)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(b)
Ss. 16 - 23	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(a)
S. 24 in so far as it relates to the insertion of ss. 66A - 66B into Credit Union Act (No. 15 of 1997)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2014 (S.I. No. 99 of 2014), art. (c)
S. 24 in so far as it relates to the insertion of s. 66C into Credit Union Act 1997 (No. 15 of 1997)	3 March 2014	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2014 (S.I. No. 99 of 2014), art. (b)
S. 25 - 26	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(a)
S. 27(1) in so far as it relates to the insertion of ss. 76L - 76N into Credit Union Act 1997 (No. 15 of 1997)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(d)
S. 27(1) in so far as it relates to the insertion of s 76O(1) - (6) into Credit Union Act 1997 (No. 15 of 1997)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(d)
S. 27(1) in so far as it relates to the insertion of s. 76O(7) into the Credit Union Act 1997 (No. 15 of 1997)	3 March 2014	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2014 (S.I. No. 99 of 2014), art. (c)
S. 27(1) in so far as it relates to the insertion of ss. 76P- 76R into Credit Union Act 1997 (No. 15 of 1997)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(d)
S. 27(2)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(d)
S. 28 - 29	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(a)
S. 30	1 January 2016	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2015 (S.I. No. 584 of 2015), art. 2(a)
S. 31 in so far as it relates to the insertion of s. 95A(1) -(4) into Credit Union Act 1997 (No. 15 of 1997)	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(b)
S. 31 in so far as it relates to the insertion of s. 95A(5) into Credit Union Act 1997 (No. 15 of 1997)	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(e)
S. 32	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(a)
S. 33	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(a)
S. 34	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(a)
S. 35	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(a)
Ss. 36 - 37	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(a)
S. 38	1 January 2016	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2015 (S.I. No. 584 of 2015), art. 2(a)
Ss. 39 - 70	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(b)
Sch. 1, items 9-10, 31, 56, 76, 102, 134-135, 143	1 January 2016	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2015 (S.I. No. 584 of 2015), art. 2(b)
Sch. 1, other than items 9-10, 31, 46, 56, 76, 102, 134-135, 143	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(f)(ii)
Sch. 1, items 3, 12, 17, 28-30, 34, 51, 70, 77-80, 124	1 August 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2013 (S.I. No. 280 of 2013), art. 2(c)
Sch. 1, items 59, 81	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(c)
Sch. 1 other than the items in that Sch. already in operation	11 October 2013	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) (No. 2) Order 2013 (S.I. No. 393 of 2013), art. 2(f)(i)
Sch. 1 in so far as it relates to item 46	3 March 2014	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement of Certain Provisions) Order 2014 (S.I. No. 99 of 2014), art. (d)
Sch. 2 part 1  other than in so far as it relates to the repeal of s. 9(3) of  Investment Intermediaries Act 1995 (No. 11 of 1995) in item 6	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(d)
Sch. 2 part 1  in so far as it relates to the repeal of s. 9(3) of Investment Intermediaries Act 1995 (No. 11 of 1995) mentioned in item 6		Not yet commenced. Requires commencement order under s. 2(1)
Sch. 2 part 2,  other than in so far as it relates to the revocation of reg. 163 and reg. 165 (1), (2),  (5)- (10) of European Communities (Markets in Financial Instruments) Regulations 2007 (S.I. No. 60 of 2007) mentioned in item 3	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(e)
Sch. 2 part 2,  in so far as it relates to the revocation of reg. 163 and reg. 165 (1), (2), (5)- (10) of European Communities (Markets in Financial Instruments) Regulations 2007 (S.I. No. 60 of 2007) mentioned in item 3		Not yet commenced. Requires commencement order under s. 2(1)
Schs. 3 - 5	19 December 2012	Credit Union and Co-operation with Overseas Regulators Act 2012 (Commencement) Order 2012 (S.I. No. 557 of 2012), art. 2(f)

Amendments and other effects

How Affected	Affecting Provision
Act included in collectively cited Central  Bank Acts	S. 1(3)
Act included in collectively cited Credit Union Acts	S. 1(2)
S. 15 references to the Financial Services Ombudsman, the Deputy Financial Services Ombudsman or the Pensions Ombudsman shall, on and after the establishment day, be construed as Financial Services and Pensions Ombudsman	22/2017, s. 29(3)
S. 27 references to the Financial Services Ombudsman, the Deputy Financial Services Ombudsman or the Pensions Ombudsman shall, on and after the establishment day, be construed as Financial Services and Pensions Ombudsman	22/2017, s. 29(3)
S. 40 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 41 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 42 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 43 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 44 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 45 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 46 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(a)
S. 47 certain regulations made under continued in force	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 5
S. 47(1) repealed with saver	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(b), 5
S. 47(2) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(b)
S. 47(3) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(b)
S. 47(5) substituted	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 14
S. 47(6) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(b)
S. 48(1) substituted	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 15
S. 49 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(c)
S. 50(3) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 16(a)
S. 50(3)(a) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(d)
S. 50(4) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(d)
S. 50(5) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(d)
S. 50(6)(b) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 16(b)
S. 51 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(e)
S. 52 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(e)
S. 53 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(e)
S. 54 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(e)
S. 55 repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(e)
S. 56(1) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(f)
S. 56(2) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(f)
S. 56(2) substituted	Data Protection Act 2018 (7/2018), ss. 1(3), 219(a)
S. 56(4) inserted	Data Protection Act 2018 (7/2018), ss. 1(3), 219(b)
S. 56(4) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(f)
S. 57(2)(a) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(g)
S. 57(2)(c) substituted	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 17(a)
S. 57(4) substituted	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 17(b)
S. 57(4A) inserted	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 17(c)
S. 57(5) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(g)
S. 57(7) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 17(d)
S. 57(8) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 17(e)
S. 59(2) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(h)
S. 59(4) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 18(a)(i)
S. 59(4)(a) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 18(a)(ii)
S. 59(5) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 18(b)
S. 59(6)(a) substituted	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 18(c)
S. 60(1) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(i)
S. 65(1)(a) amended	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 19
S. 65(2) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(j)
S. 65(3) repealed	Credit Union Restructuring Board (Dissolution) Act 2020 (22/2020), ss. 1(3), 4(j)

SIs made under the Act

Section	SIs made under the Act
S. 42(1)	Credit Union Restructuring Board (Establishment Day) Order 2012 (S.I. No. 558 of 2012)
S. 47	Credit Union Fund (ReBo Levy) Regulations 2017 (S.I. No. 283 of 2017)
	Credit Union Fund (ReBo Levy) Regulations 2016 (S.I. No. 585 of 2016)
	Credit Union Fund (ReBo Levy) Regulations 2015 (S. I. No. 557 of 2015)
	Credit Union Fund (ReBo Levy) Regulations 2014 (S.I. No. 581 of 2014)
S. 59	Credit Union Fund (Stabilisation) Levy Regulations 2017 (S.I. No. 561 of 2017)
	Credit Union Fund (Stabilisation) Levy Regulations 2016 (S.I. No. 583 of 2016)
	Credit Union Fund (Stabilisation) Levy Regulations 2015 (S.I. No. 530 of 2015)
	Credit Union Fund (Stabilisation) Levy Regulations 2014 (S.I. No. 533 of 2014)
S. 59(3)	Credit Union Fund (Stabilisation) Levy Regulations 2024 (S.I. No. 684 of 2024)
	Credit Union Fund (Stabilisation) Levy Regulations 2023 (S.I. No. 616 of 2023)
	Credit Union Fund (Stabilisation) Levy Regulations 2022 (S.I. No. 476 of 2022)
	Credit Union Fund (Stabilisation) Levy Regulations 2021 (S.I. No. 480 of 2021)
	Credit Union Fund (Stabilisation) Levy Regulations 2020 (S.I. No. 457 of 2020)
	Credit Union Fund (Stabilisation) Levy Regulations 2018 (S.I. No. 569 of 2019)
	Credit Union Fund (Stabilisation) Levy Regulations 2018 (S.I. No. 441 of 2018)