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Contents

• Commencement
• Amendments and other effects
• SIs made under the Act

Commencement

Section	Commencement Date	Commencement Information
Ss. 1-71	1 August 2013	Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
S. 72	1 September 2013	Central Bank (Supervision and Enforcement) Act 2013 (Section 72) (Commencement) Order 2013 (S.I. No. 321 of 2013), art. 2
Ss. 73-81	1 August 2013	Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
S. 82(1)	28 October 2011	Commenced as per s. 82(8)
S. 82(2)(a)	1 August 2013	Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
S. 82(2)(b)	28 October 2011	Commenced as per s. 82(8)
S. 82(3)	28 October 2011	Commenced as per s. 82(8)
S. 82(4)-(8)	1 August 2013	Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
Ss. 83-94	1 August 2013	Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2
Schs. 1-5	1 August 2013	Central Bank (Supervision and Enforcement) Act 2013 (Commencement) Order 2013 (S.I. No. 287 of 2013), art. 2

Amendments and other effects

How Affected	Affecting Provision
Act included in collectively cited Central Bank Acts 1942 to	Consumer Protection (Regulation of Credit Servicing Firms) Act 2018 (36/2018), s. 3(2)
	Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (21/2015), s. 9(2)
	Central Bank Act 2014 (9/2014), s. 3(2)
	Central Bank (Supervision and Enforcement) Act 2013 (26/2013), s. 1(2)
Application of collectively cited Central Bank Acts restricted	European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015). reg. 119(2)(a)
S. 3 amended	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(a)
S. 3(1) amended	Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (No. 21 of 2015) s. 6(a)
S. 3(1)(b) amended	Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(a)(i), 19(2)
S. 3(1)(c) amended	Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(a)(ii), 19(2)
S. 3(1)(d) inserted	Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(a)(iii), 19(2)
S. 3(1A) inserted	Consumer Protection (Regulation of Credit Servicing Firms) Act 2015 (No. 21 of 2015) s. 6(b)
S. 3(1A) substituted	Consumer Protection (Regulation of Retail Credit and Credit Servicing Firms) Act 2022 (5/2022), ss. 17(b), 19(2)
Ss. 5(2)-(3) amended with retrospective effect	Credit Reporting Act 2013 (No. 45 of 2013), ss. 1(2), 35
Ss. 7-20 application extended	Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25
S. 7 substituted	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(b)
S. 21 application extended	Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25
S. 21(1)(i) amended	European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No. 289 of 2015), regs. 1(2), 1(3), 188(a)
S. 21(1)(j) amended	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(c)(i)
S. 21(1)(j) inserted	European Union (Bank Recovery and Resolution) Regulations 2015 (S.I. No 289 of 2015), regs. 1(2), 1(3), 188(b)
S. 21(1)(k) inserted	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(c)(ii)
S. 21(1)(l) amended	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 85(a)(i)
S. 21(1)(l) inserted	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(c)(ii)
S. 21(1)(m) inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 85(a)(ii)
S. 21(4) inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 85(b)
S. 22(1) substituted	Central Bank (National Claims Information Database) Act 2018 (42/2018), ss. 10, 15(2)
S. 22(1)(a) amended	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 86
	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(d)
S. 24(1) amended	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 87
	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(e)
S. 29(1) amended	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(f)
S. 33 repealed with transitional provisions	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 80, 98
S. 34 amended	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 81
S. 34A inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 82
S. 34B inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 82
S. 38(1A) inserted	Protected Disclosures Act 2014 (No. 14 of 2014) ss. 1(2), 24(1), sch. 4 pt. 1 item 17(a)
S. 38(4)(a) amended	Protected Disclosures Act 2014 (No. 14 of 2014) ss. 1(2), 24(1), sch. 4 pt. 1 item 17(b)
S. 41(1) redress, appeal procedures provided	Workplace Relations Act 2015 (16/2015), ss. 1(2), 41(1), sch. 5 part 1 item 27
S. 43 references to the Financial Services Ombudsman, the Deputy Financial Services Ombudsman or the Pensions Ombudsman shall, on and after the establishment day, be construed as Financial Services and Pensions Ombudsman	22/2017, s. 29(3)
Ss. 45-47 application extended	Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25
S. 45 application extended	European Union (Capital Requirements) Regulations 2014 (S.I. No. 158 of 2014)
S. 47A inserted	European Union (Capital Requirements) (Amendment) Regulations 2020 (S.I. No. 710 of 2020), regs. 1(2), 61(g)
S. 48(2)(ba), (bb), (bc) inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 3(a)
S. 48(2A) inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 3(b)
S. 48(4) inserted	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 3(c)
S. 51(1) amended	Central Bank (Individual Accountability Framework) Act 2023 (5/2023), ss. 1(2), 4
Ss. 52-58 application extended	Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, s. 106D as inserted by Act 3/2021, s. 25
S. 72 references to the Financial Services Ombudsman, the Deputy Financial Services Ombudsman or the Pensions Ombudsman shall, on and after the establishment day, be construed as Financial Services and Pensions Ombudsman	22/2017, s. 29(3)
Sch. 5 para 1 substituted	Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 52(1), (3) sch. 7 pt. 1 item 33
Sch. 5 para 1 relevant redress provision specified	Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 41(5)(b)(i) sch. 6 pt. 1 item 33
Sch. 5 para 2 substituted	Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 52(1), (3) sch. 7 pt. 1 item 33
Sch. 5 para 2 relevant redress provision specified	Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 44(1)(b)(i), sch. 6 pt. 2 item 33
Sch. 5 paras 3-4 repealed	Workplace Relations Act 2015 (No. 16 of 2015), ss. 1(2), 8(1), (2), (7) sch. 2 pt. 1 item 31

SIs made under the Act

Section	SIs made under the Act
S. 48	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Consumer Protection) Regulations 2025 (S.I. No. 81 of 2025)
	Central Bank (Supervision And Enforcement) Act 2013 (Section 48(1)) (Undertakings For Collective Investment In Transferable Securities) (Amendment) Regulations 2023 (S.I. No. 565 of 2023)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) Regulations 2023 (S.I. No. 10 of 2023)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Minimum Competency) (Amendment) Regulations 2022 (S.I. No. 234 of 2022)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Insurance Requirements) Regulations 2022 (S.I. No. 126 of 2022)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) (Amendment) Regulations 2022 (S.I. No. 45 of 2022)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) (Amendment) Regulations 2021 (S.I. No. 666 of 2021)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Recovery Plan Requirements for Insurers) Regulations 2021 (S.I. No. 184 of 2021)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Licensed Moneylenders) Regulations 2020 (S.I. No. 196 of 2020)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) (Amendment) Regulations 2019 (S.I. No. 369 of 2019)
	Central Bank (Supervision And Enforcement) Act 2013 (Section 48(1)) (Undertakings For Collective Investment In Transferable Securities) Regulations 2019 (S.I. No. 230 of 2019)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium-Sized Enterprises) (Amendment) Regulations 2018 (S.I. No. 18 of 2018)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) Regulations 2017 (S.I. No. 604 of 2017)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) (Amendment) Regulations 2017 (S.I. No. 559 of 2017)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Minimum Competency Regulations 2017 (S.I. No. 391 of 2017)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Undertakings for Collective Investment in Transferable Securities) (Amendment) Regulations 2017 (S.I. No. 344 of 2017)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Investment Firms) Regulations 2017 (S.I. No. 60 of 2017)
	Central Bank (Supervision and Enforcement) Act 2013 (section 48) (Housing Loan Requirements)(Amendment) Regulations 2016 (S.I. No. 568 of 2016)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Undertakings for Collective Investment in Transferable Securities) (Amendment) Regulations 2016 (S.I. No. 307 of 2016)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium Sized Enterprises) (Amendment) Regulations 2016 (S.I. No. 280 of 2016)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Insurance Undertakings National Specific Templates Reporting Arrangements) Regulations 2016 (S.I. No. 159 of 2016)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Investor Money Regulations for Fund Service Providers (Amendment) Regulations 2016 (S.I. No. 87 of 2016)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium Sized Enterprises) Regulations 2015 (S.I. No. 585 of 2015)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Undertakings for Collective Investment in Transferable Securities) Regulations 2015 (S.I. No. 420 of 2015)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Investor Money Regulations 2015 for Fund Service Providers (S.I. No. 105 of 2015)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) Client Asset Regulations 2015 (S.I. No. 104 of 2015)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Housing Loan Requirements) Regulations 2015 (S.I. No. 47 of 2015)
S. 48(1)	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Senior Executive Accountability Regime)) Regulations 2024 (S.I. No. 147 of 2024)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Minimum Competency) (Amendment) Regulations 2023 (S.I. No. 453 of 2023)
	Central Bank (Supervision and Enforcement) Act 2013 (Section 48(1)) (Housing Loan Requirements) Regulations 2022 (S.I. No. 546 of 2022)
S. 49	Central Bank (Supervision and Enforcement) Act 2013 (Section 48) (Lending to Small and Medium-Sized Enterprises) (Amendment) Regulations 2018 (S.I. No. 18 of 2018)