Updated to 19 May 2025 (Act No. 3 of 2025 and S.I. No. 193 of 2025)
All effects below are reflected in the most recent Revised Act.
Credit Reporting Act 2013
No. 45 of 2013
Contents
Commencement
| Section | Commencement Date | Commencement Information |
|---|---|---|
| Whole Act | 27 January 2014 | Credit Reporting Act 2013 (Commencement) Order 2014 (S.I. No. 19 of 2014), art. 2 |
Amendments and other effects
| How Affected | Affecting Provision | Affecting Provision Commencement Date |
Commencement Source |
|---|---|---|---|
| References construed | Data Protection Act 2018 (7/2018), ss. 9, 14(2), (4) | 25 May 2018 | Data Protection Act 2018 (Commencement) Order 2018 (S.I. No. 174 of 2018), art. 3 |
| S. 2(1)(f) substituted | Markets in Financial Instruments Act 2018 (25/2018), s. 8(a) | 29 October 2018 | Commenced on enactment |
| S. 2(1A) inserted | Markets in Financial Instruments Act 2018 (25/2018), s. 8(b) | 29 October 2018 | Commenced on enactment |
| S. 19(2)(a) references to personal data construed | Data Protection Act 2018 (7/2018), ss. 1(3), 165 | 25 May 2018 | Data Protection Act 2018 (Commencement) Order 2018 (S.I. No. 174 of 2018), art. 3 |
| S. 19(3) references to personal data construed | Data Protection Act 2018 (7/2018), ss. 1(3), 165 | 25 May 2018 | Data Protection Act 2018 (Commencement) Order 2018 (S.I. No. 174 of 2018), art. 3 |
| S. 19(6) references to processing construed | Data Protection Act 2018 (7/2018), ss. 1(3), 166 | 25 May 2018 | Data Protection Act 2018 (Commencement) Order 2018 (S.I. No. 174 of 2018), art. 3 |
| S. 32(3) references construed | Competition and Consumer Protection Act 2014 (29/2014), ss. 1(5), 8, 39 | 1 August 2014 | Competition and Consumer Protection Act 2014 (Commencement) Order 2014 (S.I. No. 366 of 2014), art. 2 |
SIs made under the Act
| Section | SIs made under the Act |
|---|---|
| S. 6(4) | Credit Reporting Act 2013 (Section 6) (Additional Personal Information) Regulations 2016 (S.I. No. 485 of 2016) |
| S. 11 | Credit Reporting Act 2013 (Section 11) (Provision of Information for Central Credit Register) Regulations 2016 (S.I. No. 486 of 2016) |
| S. 17 | Credit Reporting Act 2013 (Section 17) (Access to Central Credit Register) Regulations 2016 (S.I. No. 487 of 2016) |
| S. 20 | Credit Reporting Act 2013 (Section 20) (Verification of Identity of Credit Information Subjects) (Amendment) Regulations 2019 (S.I. No. 433 of 2019) |
| Credit Reporting Act 2013 (Section 20) (Verification of Identity of Credit Information Subjects) Regulations 2016 (S.I. No. 488 of 2016) | |
| S. 24 | Credit Reporting Act 2013 (Section 24) (Notices) Regulations 2016 (S.I. No. 489 of 2016) |
| S. 26 | Credit Reporting Act 2013 (Section 26) (Fees) (Amendment) Regulations 2018 (S.I. No. 348 of 2018) |
| Credit Reporting Act 2013 (Section 26) (Fees) Regulations 2018 (S.I. No. 91 of 2018) |