Updated to 18 February 2026 (Act No. 1 of 2026 and S.I. No. 54 of 2026)
All effects below are reflected in the most recent Revised Act.
Consumer Insurance Contracts Act 2019
No. 53 of 2019
Contents
Commencement
| Section | Commencement/Effective Date Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Information |
|---|---|---|
| Ss. 1-7 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| Ss. 8, 9 | 1 September 2021 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 4 |
| Ss. 10, 11 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 12 | 1 September 2021 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 4 |
| S. 13 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 14(1)-(5) | 1 September 2021 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 4 |
| S. 14(6) | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| Ss. 15-17 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 18(1)-(3) | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| S. 18(4) | Not yet commenced. Commencement order required under s. 27(2) | |
| S. 18(5) | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
| Ss. 19-27 | 1 September 2020 | Consumer Insurance Contracts Act 2019 (Commencement) Order 2020 (S.I. No. 329 of 2020), art. 3 |
Amendments and other effects
| How Affected | Affecting Provision | Affecting Provision Commencement/Effective Date
Where the commencement and effective dates differ, the effective date is shown below.
|
Commencement Source |
|---|---|---|---|
| S. 10 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 11 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 12 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 13 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 14 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 16 references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 16(10) deleted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 7 | 1 October 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 4(a) |
| S. 16A inserted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 8 | 1 October 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 4(b) |
| S. 16A references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 16B inserted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 8 | 1 October 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 4(b) |
| S. 16B references construed | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 10(2), (3) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 18(4)(a) substituted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 9(a) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 18(4)(b) substituted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 9(b) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
| S. 18(4)(d) inserted | Insurance (Miscellaneous Provisions) Act 2022 (11/2022), ss. 1(2), 9(c) | 8 July 2022 | Insurance (Miscellaneous Provisions) Act 2022 (Commencement) Order 2022 (S.I. No. 346 of 2022), art. 3 |
SIs made under the Act
| Section | SIs made under the Act |
|---|