Consumer Credit (Amendment) Act 2022

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Number 13 of 2022

CONSUMER CREDIT (AMENDMENT) ACT 2022

CONTENTS

Section

1. Definition

2. Amendment of section 2 of Act of 1995

3. Amendment of section 12 of Act of 1995

4. Amendment of section 28A of Act of 1995

5. Amendment of section 92 of Act of 1995

6. Amendment of section 93 of Act of 1995

7. Term of loan under high cost credit agreement

8. Amendment of section 95 of Act of 1995

9. Maximum interest rates

10. Amendment of section 100 of Act of 1995

11. Amendment of section 102 of Act of 1995

12. Repeal of section 103 of Act of 1995

13. Provision of information by Bank to Minister

14. Transitional provisions

15. Consequential amendments

16. Short title and commencement

SCHEDULE 1

Amendment of Certain Enactments

PART 1

Amendment of Act of 1995

PART 2

Amendment of Betting Act 1931

PART 3

Amendment of Taxes Consolidation Act 1997

SCHEDULE 2

Amendment of European Union (Consumer Mortgage Credit Agreements) Regulations 2016

Acts Referred to

Betting Act 1931 (No. 27)

Central Bank (Supervision and Enforcement) Act 2013 (No. 26)

Consumer Credit Act 1995 (No. 24)

Credit Union Act 1997 (No. 15)

Friendly Societies Acts 1896 to 2021

Pawnbrokers Act 1964 (No. 31)

Taxes Consolidation Act 1997 (No. 39)

Number 13 of 2022

CCONSUMER CREDIT (AMENDMENT) ACT 2022

An Act to amend the law in relation to providers of high cost credit, including in relation to the licensing of such persons, and for that purpose to amend the Consumer Credit Act 1995 and to make consequential amendments to other enactments; and to provide for related matters.

[29th June, 2022]

Be it enacted by the Oireachtas as follows: