Credit Reporting Act 2013
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Number 45 of 2013 | ||
CREDIT REPORTING ACT 2013 | ||
CONTENTS | ||
Preliminary and General | ||
Section | ||
The Central Credit Register | ||
9. Application for amendment of information held on Register | ||
11. Duty of credit information provider to provide information for Register | ||
16. Purposes for which information may be used by credit information provider | ||
Duties of Credit Information Providers | ||
22. Informing credit information subject of suspected impersonation | ||
23. Ensuring that credit information subjects are aware of rights and duties | ||
24. Informing credit information subjects of duty to provide information | ||
Levy and Fees | ||
Enforcement | ||
Miscellaneous | ||
30. Power of Bank to produce credit scores and anonymised information | ||
35. Amendment of section 5 of Central Bank (Supervision and Enforcement) Act 2013 | ||
Acts Referred to | ||
Central Bank (Supervision and Enforcement) Act 2013 (No. 26) | ||
Central Bank Act 1942 (No. 22) | ||
Companies Act 1963 (No. 33) | ||
Data Protection Act 1988 (No. 25) | ||
Data Protection Acts 1988 and 2003 | ||
Fiscal Responsibility Act 2012 (No. 39) | ||
Local Government Act 2001 (No. 37) | ||
Pawnbrokers Act 1964 (No. 31) | ||
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Number 45 of2013 | ||
CREDIT REPORTING ACT 2013 | ||
An Act to make provision for the establishment, maintenance and operation of a central credit register for the holding of information about credit applications and credit agreements and parties to them; to make provision about the information to be provided for entry on the register; to make provision for access to the information held on the register for the assessment of creditworthiness and other purposes; to impose duties on parties to credit agreements; to amend the Central Bank Act 1942 ; and the Central Bank (Supervision and Enforcement) Act 2013 ; and to make provision for related matters. | ||
[23rd December, 2013] | ||
Be it enacted by the Oireachtas as follows: |